Desk research against primary sources, with the issuing authority linked where a page states an official fee, rule or deadline.
The distinction that decides eligibility is completed versus off-plan, not just the price tag. A unit still under construction does not count toward the AED 2,000,000 threshold no matter how much has already been paid on it — the property has to be finished and handed over, and registered in your name at the Dubai Land Department, before ICP will recognise it. Joint ownership works the same way: what matters is your registered share against the threshold, not the property’s total value.
Mortgage cases are the part worth confirming early rather than assuming. Because the accepted structure is set jointly by ICP and the lending bank, two banks can treat the same purchase differently, and a mortgage that clears one bank’s criteria may not satisfy the other’s view of what counts as your equity. Get the bank’s confirmation in writing before you treat a mortgaged property as meeting the threshold — a verbal assurance from a sales agent is not something ICP will accept in its place.
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