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Is health insurance mandatory in Dubai?

Last updated: May 2026
Dubai Practical Editorial Team· Collaborative authorship

Signed by: Sarah Al Qasimi (Lead Editor). Fact-checked by the full editorial team.

Yes — mandatory for all Dubai residents under Federal Decree-Law 12 of 2023. Employers must provide at minimum DHA Essential Benefits Plan coverage. Self-sponsored visa holders and their dependants must arrange private insurance. Without valid insurance your visa renewal will be blocked. Plans start at AED 600–1,200/year for basic Essential cover.

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