Desk research against primary sources. Figures are traced to the issuing UAE authority and linked on the page.
The Essential Benefits Plan is a minimum floor, not a benchmark for adequate cover — it is designed to satisfy the visa requirement rather than to fund treatment at the hospitals most residents would choose to use. Self-sponsored visa holders discover this at renewal time if they assumed the same minimum plan would extend to a spouse or child, since sponsorship of dependants generally sits with whoever holds the sponsoring visa, not with an employer that only has an obligation toward its own staff.
Because the block applies at the point of renewal rather than earlier, a policy that has lapsed for even a short period can hold up the process even if cover is reinstated before you actually need to use it. The safer order is to renew or confirm the insurance policy first and only then submit the visa renewal, rather than running the two in parallel and assuming a short gap between an old policy ending and a new one starting will not be noticed.