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How much mortgage can I get in Dubai?

Last updated: May 2026
Dubai Practical Editorial Team· Collaborative authorship

Signed by: Sarah Al Qasimi (Lead Editor). Fact-checked by the full editorial team.

UAE resident borrowers: up to 80% LTV for properties under AED 5M (75% above AED 5M). Non-residents: 50–60% LTV. Maximum term is 25 years and age 65–70 at maturity. Debt burden ratio must be under 50% of monthly income. Monthly mortgage payments typically start at AED 4,000–6,000 per AED 1M borrowed on a 25-year term.

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