Desk research against primary sources, with the issuing authority linked where a page states an official fee, rule or deadline.
The gap between the 3–6 week cash timeline and the 8–12 week mortgaged one is almost entirely the bank's process, not the seller's or the Land Department's — valuation has to complete, then formal approval, then the seller's own mortgage, if any, needs a bank NOC before transfer can be booked. Each of those steps happens in sequence, not in parallel, which is what stretches the total out.
Off-plan purchases do not fit either timeline because there is no transfer to complete at signing — the contractual commitment is made immediately, but the title deed itself is only issued once the building is finished and registered, however many years that takes. Checking the developer's RERA Oqood registration at DLD before signing is the step that confirms the project is legitimate ahead of that wait.
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